Qi Wushi is in real estate, and naturally, he can't do without the support of banks, so credit rating represents your ability to get loans.
For example, previously he could get a loan credit of one billion without collateral—his company was that trustworthy.
Indeed, he had quite a few loans, and now with the credit rating lowered, it means... his loans have already exceeded the limit.
What to do when overloaded? They must be repaid as soon as possible, even if the loans aren't due yet.
Qi Wushi doesn't think several banks were acting under Yang Yuxin's instructions. The Gu Family doesn't quite have that clout in Funiu.
Even if she had such influence, these banks would have to consider the Yu Family's reaction, and it's impossible for them to all come demanding repayment at once.
So the only one capable of doing this must be the Yu Family. Indeed, it can only be the Yu Family.
