In their past lives, both she and Mei Yinan lost out because of those words: honest and dutiful. So when the debt came, they just admitted it without question.
Another reason is that Mei's father really was that kind of person. Otherwise, when someone showed up to collect debts, they wouldn't have taken it at face value so easily. Of course, part of it was trust in Yu Yongshou—after all, he had grown up with Mei's father, and there's a bond there. It's just that nobody expected such a relationship could be used to trap the other like this.
No wonder people always say, when money gets involved, you ought to think things through seriously and carefully.
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