"The method is basically the same, just not as ruthless as theirs," Gaven explained, "As long as the interest rates are relatively standardized and reasonable, in most cases, it can be a win-win situation with those merchants.
These merchants use these liquid funds to get through the toughest times.
The governors of massive amounts of cash make colossal amounts of capital flow, creating new value.
If there are enough banks, they will provide unimaginable convenience to those merchants. They won't need to transport large amounts of cash or goods all over the world; they just need to carry cash vouchers to purchase goods at their destination, reducing their risk on the journey.
This will play a positive role in commercial development.
The church monastery of the Goddess of Wealth had already ventured into this business before the Year of Upheaval.
But everything abruptly stopped with the disappearance of the Goddess."
