Jin Dali is a thug with principles, quite the maverick in the debt collection company; he has three no-go zones: no collecting from the old, women, and children, no collecting from the sick, disabled, or injured, and no collecting from those at their wits' end.
But precisely because he was too principled, he didn't last long before getting kicked out. For survival, he roped in his high school classmate, his idle uncle, and his girlfriend who used to be an accountant, secretly forming a small gang—the Skull Club.
He specially ordered metal skull heads, which were only worn by core members as a symbol of identity. Just as he was preparing for a big move, the Municipal Council Hall rejected his application. The document was lengthy, but in summary, it boiled down to three words—"he's not worthy."