"To become as strong as Sebastian?" Rowan hummed. "Probably a million coins."
"A million coins?!" Wade yelped, causing some people passing to look at them.
"Yeah," Rowan chuckled. "That's how strong Sebastian is. He doesn't just have gear. He's got something else, but that's not for me to say."
'Something else?' Wade thought. Sebastian had to be more than he seemed on the surface.
"Though I have to say, taking a million coins loan would be pretty stupid for a new adventurer." Rowan added.
"What do you mean?" Wade asked.
"It's obvious, don't you think?" Rowan shrugged. "It's a bit overkill. You'll end up spending most of the money on gear, and the interest rates for those kinds of loans are pretty high."
"I'm sure the newbie would just get himself trapped inside a predatory contract, because he wouldn't be able to make payments in time."
"If they want to be able to clear dungeons alone, 500,000 coins is enough."
