The next day,
After breakfast, Qin Feng prepared to go to a construction company in the city.
Qin Guangzhi had originally suggested contacting a contractor he knew to handle the project.
However, Qin Feng vetoed the idea.
The contractor Qin Guangzhi knew didn't have enough workers under him.
Qin Feng wanted the new house completed as quickly as possible. Relying on just one construction team would likely take too long.
But hiring two or three teams risked poor coordination between them.
So, Qin Feng decided to go directly to a construction company and let them handle the project.
Although it would cost more, for the sake of quality and speed, the extra expense was worth it.
After all, he didn't feel any pinch spending this money.
And if he ran short, he had a solution—there were still many loan apps he hadn't tapped into yet.
While Qin Feng was on his way to the city,
the person who had previously urged him to repay his loan called again.
Qin Feng saw the caller ID, didn't answer, and directly hung up.
He then set his phone to silent and focused on driving.
...
On the other end of the line,
a burly man covered in tattoos stared at his phone in disbelief, his eyes wide with anger:
"Hey, this little brat actually dared to hang up on me?"
He called again, but no one answered.
He even had his underling try calling from another phone—still no answer.
Liu Dazhuang, the tattooed man, let out a cold, frustrated laugh:
"Damn it, ignoring me, huh?"
"Acting like what I said before was nothing, right?"
"You really think I was joking about informing your friends and family if you didn't pay up?"
"Fine! I'll spread the word to everyone you know right now!"
"Erzhu, bring me that contact list!"
Following Liu Dazhuang's order, a young man with a streak of yellow-dyed hair hurried over with a stack of A4 papers stapled together.
Liu Dazhuang took it, flipped through a few pages, and stopped at one where "Qin Feng" was written at the top.
The page was filled with phone numbers and contact names—all copied from Qin Feng's phone contacts.
When Qin Feng applied for the loan, he had already granted these people access to his contact list, allowing them to directly extract the information from the backend.
"Let's start from the first one and go down the list!"
"... AAA Teacher Wang, you're it."
With that, Liu Dazhuang dialed the number:
"Teacher Wang, do you know Qin Feng?"
"He's your student? Good, then this is easier. Did you know he borrowed money from us and hasn't paid it back?"
"What the hell kind of teacher are you usually?"
"What kind of school is this? Does your school usually teach students that it's okay not to pay back debts..."
"How the hell did you become a teacher? You damn..."
Blah, blah, blah—Liu Dazhuang spat out a stream of harsh words.
Teacher Wang on the other end of the line was left utterly confused and bewildered by the sudden tirade.
Before he could even respond, Liu Dazhuang, after ranting, abruptly continued:
"Since your student can't pay back the money, you pay it for him!"
"Pay up!"
"You damn..."
Teacher Wang's blood pressure skyrocketed. Not only had he been inexplicably cursed out, but now he was being told to repay someone else's debt?
"Who do you think you are?"
"Did I borrow money from you? How dare you demand I pay it back?!"
"Whoever owes you money should be the one to pay it back!"
"If you call again, I'll report you to the police!"
Teacher Wang snapped back angrily.
Liu Dazhuang wasn't surprised by this reaction—he'd heard similar responses many times before.
He never really expected Teacher Wang to actually repay the debt; his goal was just to try his luck. If it worked, great.
If not, no big deal—there was no real loss.
But Liu Dazhuang wasn't about to let it go that easily. He continued hurling insults before finally hanging up.
His aim was to disrupt Qin Feng's life—the more important the person on the contact list, the more he would harass them!
Since Teacher Wang was Qin Feng's teacher, cursing him out would surely cause significant trouble for Qin Feng.
And indeed, it did.
After the call ended, Teacher Wang's anger only grew.
"Qin Feng? That name sounds familiar... Let me check."
With that, he pulled out the student roster and began scanning through it.
"So it's this kid—from Civil Engineering Class 2."
"Don't even think about graduating!"
This Teacher Wang happened to be Qin Feng's academic advisor.
In fact, Qin Feng was only a senior in college.
He was supposed to be completing his internship—
only after finishing the internship and his graduation thesis would he officially graduate.
Teacher Wang wanted to block Qin Feng's graduation but was afraid of taking responsibility,
so he reported the matter to the academic affairs office, exaggerating the situation and emphasizing how severe the impact was. He suggested expelling Qin Feng to prevent any negative repercussions for the school.
After hearing the report, the head of the academic affairs office immediately convened a meeting to discuss the matter.
Naturally, Teacher Wang was required to attend the meeting to provide a detailed account.
At the meeting, he certainly didn't hold back—instead, he exaggerated the situation even further.
Those present at the meeting were shocked by Qin Feng's alleged behavior, deeming it utterly unacceptable.
By the end of the discussion, they unanimously decided—
to expel Qin Feng!
...
While the meeting was underway,
Liu Dazhuang, the debt collector, continued calling down Qin Feng's contact list in order.
Qin Feng's classmates, friends, and even his "former crush" listed in his contacts soon learned about his loan default.
When Liu Dazhuang called them, their reactions were mostly similar—shock and disbelief.
They couldn't believe that Qin Feng, who had always seemed so honest, would take out a loan and then refuse to repay it…
However, when the calls reached contacts starting with the letter "G,"
the tone began to change!
"Uncle Guangliang, Uncle Guangyuan, Guang..."
"These are all 'Guang' names—must be Qin Feng's relatives."
Liu Dazhuang muttered to himself as he dialed "Uncle Guangliang's" number:
"Hello, is this Guangliang?"
"Do you know Qin Feng?"
"He's your nephew? Good!"
"Did you know your nephew took out a loan from us and hasn't repaid it?"
"How much did he borrow? Thirty-six thousand!"
"What the f\\k are you asking— Huh? You're asking if you can take a loan too?"
Liu Dazhuang, who had been about to launch into his usual stream of curses, was caught off guard.
This was the first time he had encountered such a situation.
In the past, when making these calls,
he had encountered all sorts of reactions: some claimed not to know the debtor, some said the debt had nothing to do with them and hung up immediately, some cursed back,
some panicked, some expressed anxiety or worry, some were shocked and confused, some sounded scared,
some were timid, some arrogant...
In short, he had seen it all.
But this was the first time someone had actually asked if they could also take out a loan.
"Yes, yes, of course you can!"
After a brief moment of surprise, Liu Dazhuang immediately responded with delight.
Although he had no idea what was going on,
it didn't matter! No need to overthink it!
Their boss offered commissions for every loan they managed to issue.
However, as part of the debt collection team, their usual role was limited to collecting repayments—issuing loans was handled by a different department, so they only earned collection commissions, not loan issuance bonuses.
Now, a loan commission had come knocking on his door—how could he not be willing? How could he not be happy?