He doesn't know why the reincarnation of a great cultivator went to get a loan and is spending all of his time gambling when the great cultivator should instantly become rich after inheriting the assets from his past life. But he also doesn't know much about rank 5 cultivators, so he didn't question the behavior.
He watched Loki earn up to a million before the gambling houses refused to take his bet. So Loki had to leave.
Muni then took Loki back to the gate of the market, where Loki repaid his debt. From there, he took Loki to register back into the sect.
After registration, the two of them parted ways. Muni returned to his duties while Loki began step three of his plan.
Step three of his plan to preserve his life during the turmoil that was about to occur was to become a true disciple of the sect by paying the 100,000 awakening debt and using access to merit points to sign for a grade mission to go to the battlefield and fight for the sect.
