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HP: Talented, Powerful, Yet in Debt

Reincarnating into the world of Harry Potter, Lucien Grafton thought he would grow up as the heir to a wealthy family. But the moment his Hogwarts letter arrived, his Loan System awakened. Advance rewards now, pay the price later. Simple, right? [Congratulations to the host for obtaining "Loki’s Mask" (Black-green shifting mask of Loki).] Repayment Period: 365 days】 Reward: 【Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change】 【White Magic: S】 【Dark Arts: SS+】 【Defense: S+】 【Transfiguration: SSS】 【Potion: A】 【Alchemy: A+】 【magic Power: SS】 Repayment: Perfectly master Transfiguration within one year. "Umm.. with this SSS-rank talent, I can master Transfiguration within a year.. pretty simple." [Congratulations to the host for obtaining a Qilin Egg.] Reward: A divine beast companion. Repayment: Refine a Potion using the Philosopher’s Stone. "Uhh.. a Potion using the Philosopher’s Stone..? Well, I guess I can do that.." [Congratulations to the host for obtaining the Dark Magic Encyclopedia.] Repayment: Voldemort’s head. “…Wait—what?!” Voldemort: “What do you mean you owe a debt and need to borrow my head?!” With every loan, Lucien gains powers beyond imagination, becoming Over f#cking Powered far too quickly—but also debts that could shake the Wizarding World itself. McGonagall sees him as a once-in-a-century Transfiguration prodigy. Dumbledore frowns at his “dangerous potential.” Hermione stares in shock as the new boy buys out half of Flourish & Blotts. And Lucien himself? He just wants to clear his debts before they pile up too high. After all… what’s scarier than Voldemort? A System that won’t stop lending!!!
DarkDevil1 · 5.2m Views

Douluo Comparison: Starting As Dragon God Douluo Yu Xiaogang

Transmigrating to the Douluo Continent, Yu Xiaogang became a young Master, but he refused to accept his fate. Through hard work and research on martial souls, he defied destiny and eventually became a Limit Douluo. Just then, the heavens descended. [Comparison of the two Douluos, first: Grandmaster Yu Xiaogang and Dragon God Douluo Yu Xiaogang] Grandmaster] Yu Xiaogang awakened the martial soul Luo Sanpao, with only half a level of innate soul power. He cursed the heavens all day long, expending a huge amount of his family's resources to force himself to reach level ten. Then, based on his own theories, he selected a pig-like soul beast, depriving Luo Sanpao of the opportunity to evolve, leaving his soul power at level twenty-nine without any further progress. Dragon God Douluo Yu Xiaogang, with the same martial soul and innate soul power, contributed the secret of whale glue in exchange for growth resources. After reaching level ten, with the thought of dying if he didn't succeed, he absorbed the soul ring of a pure-blooded dragon-type soul beast, defying destiny and allowing Luo Sanpao to gradually transform and evolve into the Holy Light Dragon. And it wasn't just in cultivation, research, or even personal conduct that Dragon God Douluo Yu Xiaogang completely overwhelmed Grandmaster Yu Xiaogang, letting everyone know that such a vast difference could exist even within the same person. Bibi Dong: "Why can we be together in that world? Xiaogang, why can't you try harder?" Yu Yuanzhen: "This kind of person should be my son!" Ning Fengzhi: "Compared to Dragon God Douluo, Yu Xiaogang doesn't deserve to be called a Grandmaster at all!" Flander: "I've already become a Title Douluo over there? Honestly, can we switch brothers?" Later, the comparison between Blue Silver Entangled Tang San and Ultimate Life Tang San was introduced, and only then did people realize that under the influence of Dragon God Douluo Yu Xiaogang, the entire continent had already undergone a dramatic change.
IdWin · 1.5m Views
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Mahabharat: Shiva’s Last Variable

Himanshu was just an ordinary eighteen-year-old—an orphan scraping through life—until a heated argument about Karna and Arjuna became the last conversation he would ever have. Struck down by a god’s wrath for daring to question divine actions, his life ends abruptly… but not completely. Before his soul can fade into oblivion, he is summoned by Lord Shiva. Declaring that Himanshu’s death was unjust and premature, Shiva offers him a second chance—one bound not by mercy, but by purpose. A sacred duty awaits him in a world where Dharma is on the verge of collapse. Reborn in the era of the Mahabharata, Himanshu quickly realizes something is terribly wrong. The timeline exists. The kingdoms stand. The great war approaches. But the one who anchors destiny itself… Lord Krishna is missing. Without Krishna, the balance between Dharma and Adharma begins to shatter. Heroes waver. Villains rise unchecked. Fate itself grows unstable. Armed with three extraordinary boons—a mysterious system that rewards his actions, unnatural luck, and unmatched talent in all arts and combat—Himanshu steps into a story that was never meant to unfold this way. But in a world where destiny has lost its guide… Even the smallest change can birth unimaginable consequences. As he navigates alliances, alters events, and challenges the very will of the gods, Himanshu must confront a terrifying truth: Is he here to save this world… —or to decide if it deserves to be saved at all? ====================================== (Author note:) This story was a heavy A.U and all those characters belong's to the OG creator of the epic. Except the Mc and Oc. And I would never disrespect them. I hope you guys give me your opinion and idea's. WARNING: If you don't feel like you dislike A.U on Mahabharat then there is a chance you might not like the story. And the story won't just follow the book or any serials. It's A.U so might feel a mix kind of feeling. Bye guys I hope you enjoy the story.
Karikalan_000 · 1.4m Views

The Primordial Dragon: Traveling the Omniverse

In the beginning, there was only the Void—and then came the Primordials, godlike beings who forged the multiverse from nothing. Among them stood Kaelthar, the Primordial Dragon, an embodiment of cosmic balance and raw power. He led the charge in the ancient war against the Outer Beings—eldritch entities of chaos that sought to consume all of existence. After a cataclysmic battle that shattered dimensions, Kaelthar sacrificed himself to seal away the chaos, entering a deep slumber beyond time itself. Eons passed. Worlds evolved. Gods rose and fell. And the multiverse forgot its guardian. But now… **he awakens.** As chaos begins to stir once more, Kaelthar rises—not only to protect creation, but to explore it. With the strength of the stars in his veins and the desire of a dragon burning in his soul, he sets out to travel the **Omniverse**—from the anime worlds of warriors and magic, to the comic realms of gods and heroes. Along the way, Kaelthar encounters powerful and alluring women—goddesses, queens, sorceresses, and killers—each drawn to his overwhelming presence. Some challenge him. Some desire him. All must decide: resist or surrender. Bound by duty but driven by desire, Kaelthar’s journey is one of conquest, passion, and cosmic battles as he reclaims his place as the **supreme being of all realities**. --- DISCLAIMER This is a wish fulfilment and with huge harem(pokemon style) if you don't like it don't read it be warned. also there's r18 content so be warned.
Dark_king0921 · 723.3k Views

God Agent: All Hail The Great Kobold

[18+ Mature Content] [Gore] [Epic Fantasy] [Ultimate Anarchy Guide][Throne Usurping Manual] [Leadership Guide] [How To Start A Cult Guide] [Kingdom Building] [Large Scale Wars] [No Sharing] [No Yuri][No NTR] Dennis died the way he lived, slumped over his computer in his mother’s basement, surrounded by junk food, unfinished games, and a life that never went anywhere. A failure until the very end, his story should have ended with judgment and a quiet descent into the afterlife. But something interfered. Before his soul could be processed, his trial was intercepted by the Greater Kobold, the universal deity of the Kobold race, a fading god whose people stood on the brink of extinction. Instead of judgment, Dennis was given an offer. Not redemption. Not forgiveness. Power. He was offered a new life as the last God Agent of the Kobold race, a chosen savior tasked with leading a dying species back to prosperity. Dennis accepted. Reborn on the central continent of Athedal as Ka’z, a lowly kobold at the bottom of the food chain, he quickly discovers that survival alone is a miracle. Kobolds are hunted, enslaved, and exterminated by every major race, including orcs, elves, dwarves, demi-humans, and even humans. Their tribes are scattered, their numbers dwindling, and their name synonymous with weakness. Yet Ka’z carries the will of a god and the chance to become something greater than he ever was. This is the story of a loser who died forgotten and was reborn as the architect of the first prosperous Kobold Empire. In a brutal world ruled by magic, monsters, and ancient powers, Ka’z must unite a broken race, carve out territory in hostile lands, and transform cowardly survivors into a civilization capable of standing among giants. Can Ka’z truly become the savior of a dying race, or will he prove that even a god can make a mistake? ______ Discord: https://discord.gg/MkFeQnjuu2
Iam_Riviz · 150.8k Views