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Stuck in a Chinese novel

Bad_Wolf_7811
An amazing world of cultivation. A majestic world where miracles happen. There is a warrior who defies destiny and forge his own path facing innumerable difficulties ahead. Come and join the life of the person who will go against the set destiny of the cruel world and become something extraordinary. ===== Extraordinary my foot. What is this illogical cr*p? Does it even make sense? If you are doctor, then work in a hospital. What the hell are you doing going after girls? If you are a commander in the army, then bring your army to get revenge on those who wronged you. Why go through the trouble of pretending to be a weakling. You are a useless son in law? Your wife's family thinks you are good for nothing? Then how the hell did you score her in the first place?!!! If they like money so much and you are a hidden millionaire, then why in the name of sanity would you hide this fact and be berated every day?!!! The hell is all this?!!! The more I read it, the more illogical it becomes. Like this all came straight out of someone's as-- [Host, why don't you calm down?] 'You shut up!!! You're the reason I'm stuck here in the first place!!!!' [Host, you need anger management] 'THE FU*K DID YOU SAY?!!!!!' ===== Hello everyone! This is my second novel and so far, nothing is decided. This is just an idea that has been plaguing my mind for quite a long time and I decided to let it out and let you guys decide whether or not I should work on it. Give it a proper read and let me know. You guys will decide the fate of this novel. Also, I would like you guys to come up with proper genres for this story. Bonus chapters: 150 PS for one chapter 300 PS for another chapter 20 GT for two chapters 50 GT for another two chapters 1 Review of 4 stars or above, 1 extra chapters Maximum extra chapters per week: 7 ===== The cover is A.I generated and is not mine. If the real owner would like me to remove it, let me know in any chapter comments. That's it. Enjoy! ~~ Character art: https://drive.google.com/drive/folders/1B7sHito4UOZqPIK5pPyIFTzgqiaT_ZlU?usp=sharing
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HP: Talented, Powerful, Yet in Debt

Reincarnating into the world of Harry Potter, Lucien Grafton thought he would grow up as the heir to a wealthy family. But the moment his Hogwarts letter arrived, his Loan System awakened. Advance rewards now, pay the price later. Simple, right? [Congratulations to the host for obtaining "Loki’s Mask" (Black-green shifting mask of Loki).] Repayment Period: 365 days】 Reward: 【Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change】 【White Magic: S】 【Dark Arts: SS+】 【Defense: S+】 【Transfiguration: SSS】 【Potion: A】 【Alchemy: A+】 【magic Power: SS】 Repayment: Perfectly master Transfiguration within one year. "Umm.. with this SSS-rank talent, I can master Transfiguration within a year.. pretty simple." [Congratulations to the host for obtaining a Qilin Egg.] Reward: A divine beast companion. Repayment: Refine a Potion using the Philosopher’s Stone. "Uhh.. a Potion using the Philosopher’s Stone..? Well, I guess I can do that.." [Congratulations to the host for obtaining the Dark Magic Encyclopedia.] Repayment: Voldemort’s head. “…Wait—what?!” Voldemort: “What do you mean you owe a debt and need to borrow my head?!” With every loan, Lucien gains powers beyond imagination, becoming Over f#cking Powered far too quickly—but also debts that could shake the Wizarding World itself. McGonagall sees him as a once-in-a-century Transfiguration prodigy. Dumbledore frowns at his “dangerous potential.” Hermione stares in shock as the new boy buys out half of Flourish & Blotts. And Lucien himself? He just wants to clear his debts before they pile up too high. After all… what’s scarier than Voldemort? A System that won’t stop lending!!!
DarkDevil1 · 5.2m Views