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My Skill Bar is Full of Monster Skills

17-pound catfish
Raine, who has arrived in a world of fantasy, unexpectedly discovers that his Golden Finger is not a proficiency panel but a Golden Finger that allows him to kill monsters and collect monster bloodlines. 【Name: Raine】 【Classes: Farmer】 【Blessed Bloodline: Ordinary goblin bloodline】 【Bloodline Talent: High-speed Reproduction Lv2...Dexterity Lv1...】 【Power: 5】 【Agility: 5 (+1)】 【Constitution: 5】 【Intelligence: 7】 【Perception: 5】 【Charm: 5】 So, when he looks at those powerful or mutated monsters, many times he does not have the usual fear or dread of adventurers, but rather full of anticipation and hope...
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HP: Talented, Powerful, Yet in Debt

Reincarnating into the world of Harry Potter, Lucien Grafton thought he would grow up as the heir to a wealthy family. But the moment his Hogwarts letter arrived, his Loan System awakened. Advance rewards now, pay the price later. Simple, right? [Congratulations to the host for obtaining "Loki’s Mask" (Black-green shifting mask of Loki).] Repayment Period: 365 days】 Reward: 【Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change】 【White Magic: S】 【Dark Arts: SS+】 【Defense: S+】 【Transfiguration: SSS】 【Potion: A】 【Alchemy: A+】 【magic Power: SS】 Repayment: Perfectly master Transfiguration within one year. "Umm.. with this SSS-rank talent, I can master Transfiguration within a year.. pretty simple." [Congratulations to the host for obtaining a Qilin Egg.] Reward: A divine beast companion. Repayment: Refine a Potion using the Philosopher’s Stone. "Uhh.. a Potion using the Philosopher’s Stone..? Well, I guess I can do that.." [Congratulations to the host for obtaining the Dark Magic Encyclopedia.] Repayment: Voldemort’s head. “…Wait—what?!” Voldemort: “What do you mean you owe a debt and need to borrow my head?!” With every loan, Lucien gains powers beyond imagination, becoming Over f#cking Powered far too quickly—but also debts that could shake the Wizarding World itself. McGonagall sees him as a once-in-a-century Transfiguration prodigy. Dumbledore frowns at his “dangerous potential.” Hermione stares in shock as the new boy buys out half of Flourish & Blotts. And Lucien himself? He just wants to clear his debts before they pile up too high. After all… what’s scarier than Voldemort? A System that won’t stop lending!!!
DarkDevil1 · 5.2m Views