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NTR Saga: Becoming Billionaire by NTR.

Lovenzist
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Synopsis
It all began with a single spark. Who would’ve imagined that one reckless night, driven by alcohol and impulse, would alter his life forever? One mistake. One forbidden encounter. And just like that, his fate was rewritten. For a single act of betrayal, he gained a billion and unlocked a world beyond his wildest dreams. That night marked the beginning of his NTR odyssey. Power. Wealth. Unimaginable skill. Irresistible allure. No beauty was out of reach, and his ambition knew no bounds. For him, the thrill of seduction—and the taste of stolen passion—became the sweetest indulgence. /// Image is not mine. If you want me to remove please contact me in the review or comment section. ///
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Chapter 1 - Chapter 1: NTR Start with Billion.

A billion.

It was an amount most people couldn't even dream of earning in a lifetime. Even for Lin Wei, the thought of seeing a billion in his bank account was something pulled straight from a fantasy.

And yet, here he was—staring at his screen, eyes wide, expression blank, heart pounding.

Had it not been for yesterday's chaos, this alone would've been enough to send him into shock. But now? Now it just felt like the universe was playing some absurd prank on him.

"Let me get this straight," he muttered, rubbing his temples as a dull headache pulsed through his skull. "Last night, the class belle—furious and emotional—ended up in my bed. We had a wild night, and she... lost her virginity to me."

"And now, this morning, I wake up to find a billion credits sitting in my account out of nowhere?"

It was too much.

And then it hit him.

NTR Application.

The transaction was marked as legitimate, transferred from a verified platform named exactly that: NTR Application.

A vague memory surfaced—downloading some sketchy adult app about a month ago. He thought it was just another R-18 game with a cheesy story. But instead, it had greeted him with a bizarre message: "Commit an NTR. Get rewarded."

He'd laughed it off back then. Deleted it—or so he thought.

But now?

"That app... it's real?" Lin Wei murmured, a chill running down his spine.

Reality was starting to feel stranger than fiction.

"I'm rich. No—wait—I can get richer from this app!"

Lin Wei nearly leapt to his feet, a surge of adrenaline shooting through him. But then, catching himself, he took a deep breath and sat back down. His hands trembled slightly as he unlocked his phone and reopened the app that had just shattered the rules of his reality.

This time, the interface had changed.

A new screen greeted him:

Status

Name: Lin Wei

Detail: …

Physique: 1.7 ★ [Standard]

Intelligence: 1.1 ★ [Low-Standard]

Charm: 1.2 ★ [Low-Standard]

Spirit: 0.8 ★ [Low]

Vigour: 0.8 ★ [Low]

Unallocated Points: 2

Note: Host is below average in all categories, except for a well-trained physique.

Lin Wei stared at the screen, eyebrows twitching. "Below average in everything…" he muttered under his breath. It wasn't surprising, but seeing it laid out like this stung a little.

The only stat that looked decent was Physique—something he had poured months of sweat and dedication into. Without it, there was no way someone like him would've ever caught the eye of the class belle, let alone ended up in her bed last night.

"So that's why…" he whispered. "This app didn't just pick me randomly. It's watching. Measuring. Rewarding."

Two unallocated points blinked at him invitingly.

"If I can earn this much from one night… what happens if I level up everything else?"

"But... the required action is NTR…" Lin Wei exhaled sharply, a bitter smirk tugging at the corner of his lips. It wasn't just risky—it was straight-up dangerous. Messing with someone else's relationship? That was a surefire way to earn hatred, scorn, or worse.

Still, the reward was undeniable.

"A billion credits for a single night..." He rubbed his fingers together absentmindedly, as if trying to grasp the memory. "Getting called names or hated by a few guys? That seems pretty damn petty in comparison."

And let's be honest—getting intimate with beautiful women? For most men, that alone would be the dream. Add wealth and power into the mix, and it was a lifetime jackpot disguised as a moral dilemma.

But then, reality hit him again—harder this time.

"Why would any girl fall for me in the first place?" He frowned, rolling onto his back, eyes locked on the ceiling as if hoping the answer would appear in the plaster.

"I'm not some irresistible Casanova. I can't just walk up and seduce someone in a relationship. And if she doesn't consent—hell, that's not NTR, that's a crime. A line I'm never crossing."

His expression turned grim. "NTR and rape should never be the same thing. Ever."

There was a line—and he knew exactly where it was.

Still, his thoughts circled back to the app. The status screen. The two blinking, unallocated points.

"Charm… the standard is 1.8. I'm sitting at 1.2 right now." He tapped on the interface thoughtfully. "If I drop both points into Charm, I'll hit 3.2. That's way above average."

Above-average looks. Better presence. Natural attraction.

"Would that be enough to at least open a door?" he murmured.

With that decision made, Lin Wei invested both unallocated points into Charm, bringing it to 3.2.

Almost instantly, a strange warmth surged through his body. It wasn't painful—more like a gentle rush of heat brushing over his skin and settling in his bones.

Curious, he stepped over to the mirror.

At first glance, he looked the same. But the longer he stared, the more he noticed subtle differences. His facial structure hadn't changed dramatically, but his features had refined. His eyeline was sharper. His expression was more composed. There was a calm, magnetic energy in his gaze now.

Most notably—his vision had cleared completely.

He pulled off his glasses and blinked at his reflection. The world was sharp and crisp. The usual blur was gone. He no longer needed lenses to see clearly.

"So this is my real face," he muttered, a small smile tugging at his lips. Without the glasses, he looked cleaner, sharper… even a little charming. Not drop-dead handsome, but definitely someone who could turn heads.

Without a second thought, he tossed the glasses into the trash.

Slinging his bag over his shoulder, he stepped out of the hotel room with a lighter step. There was a newfound confidence in the way he carried himself. A subtle bounce in his walk, but no arrogance.

He didn't head back to the dorm.

Instead, he made a quiet detour through the nearby market. He picked up a few affordable, casual T-shirts—simple but stylish enough. Flashing wealth would only make him a target or create suspicion. Staying low-key was smarter. It gave him room to move, observe… and strike when the opportunity arose.

Besides, he wasn't planning to hit on just any girl.

No—Lin Wei had a specific type in mind. The kind of woman who made his heartbeat quicken with a single glance. Like the class belle from the night before—flawless, radiant, and out of reach for ordinary guys.

That was the kind of woman he wanted to "steal."

After buying the new clothes, Lin Wei changed right inside the store's fitting room. His old outfit—wrinkled, slightly sweat-stained—was unceremoniously tossed into the trash. He picked out two or three more sets, just enough to keep his appearance fresh without drawing attention.

At the checkout counter, the receptionist—a young woman with soft features and clear eyes—was openly staring at him. Lin Wei, out of habit, gave her a polite smile.

To his surprise, her cheeks turned slightly red as she looked away, fumbling with the scanner.

"That'll be 1,200 credits," she said, her voice a little softer than expected.

He paid quickly with his phone's digital wallet and walked out, glancing at the store window's reflection. The new clothes fit well—better than he expected. The colors popped, the fabric was crisp, and it gave him a clean, stylish edge that caught his own eye.

"Yeah… charm's definitely working." He smirked to himself.

[Status Update]

Charm: 3.2 (+0.2)

Note: External conditions such as appearance, grooming, and confidence can influence charm temporarily.

The app's interface confirmed it—his overall presence was being amplified by more than just raw stats. Looking good, feeling confident—it all stacked up.

Not wasting any more time, Lin Wei turned and made his way toward the college.

There was a place he needed to go first.

The club room.

It was there that everything had started—the subtle glances, the lingering eye contact, the half-drunk conversations. That night's drinking party was where he first truly connected with Li Xueyin, the class belle. Smart, graceful, magnetic… and already in a relationship.

But that night, wrapped in alcohol and emotions, their connection had spiraled into something more.

A motel room.

Two bodies.

Two first times exchanged—given and taken under the haze of impulsive desire.

Lin Wei's footsteps slowed as he approached the building.

"Eh?!"

Just as Lin Wei turned the corner to the clubroom, he stopped in his tracks.

She was there.

Li Xueyin—the class belle. The same girl whose soft sighs and flushed cheeks still echoed in his memory. It hadn't even been that long since that night, yet something about her had changed. She wasn't just alluring—she looked… serene. Elegant, like she had slipped straight out of a dream.

Or more accurately, every first-year boy's dream.

She stood by the door, posture straight, hands clasped politely in front of her, as if rehearsing what to say.

"Hmm. Morning, Classmate Lin," she greeted, her voice quiet but firm. There was a faint nervousness in her eyes—something unsaid lingering just beneath the surface.

"I wanted to talk. Can I?" she asked, her tone softer this time, hesitant.

Lin Wei nodded with calm composure, far more centered than he had been just days ago.

"Of course," he replied smoothly. "Want something to drink? There's a bench over there—we can talk more comfortably."

He gestured toward a nearby bench under a leafy tree, not far from the club building. A semi-public spot—not too exposed, but not too private either. Safe. Comfortable. Perfect.

Being alone with a girl in a locked room was a bad idea for her… and for his strategy, he reasoned.

After all, a good NTR doesn't start with force—it starts with trust.